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2018 Blue Solutions Renewal Guide

Give your employees peace of mind and protect their wealth We’ve teamed up with industry leaders to help you protect the health and wealth of your employees with affordable products that complement our medical plans. Guardian® supplemental insurance — A financial safety net for unexpected illness or injury Additional out-of-pocket costs can make a difficult situation such as an illness or injury even more stressful. Guardian is a trusted name with more than 150 years in the life insurance business. Life • Provides money for an employee’s family in the event of his/her death • Coverage is guaranteed, regardless of health history • Customize coverage with Basic Life, Voluntary Life, and Accidental Death & Dismemberment policies Disability • Replaces a portion of income when a person is unable to work • Offers an enhanced rehabilitation benefit, including dependent care reimbursement • Choose from Short- and Long-Term Disability (STD/LTD) and Administrative Services Only STD Accident, critical illness, cancer, and hospital indemnity • Provides financial assistance with medical and non-medical expenses in the case of an accident or serious illness • All coverage options offer a lump sum payment • Option for members to increase accident insurance benefits by 20 percent for a child injured while playing organized sports Ask your broker, consultant, or Independence account executive about adding these products and services to your medical benefits. 10


2018 Blue Solutions Renewal Guide
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