Important plan details

2018 Blue Solutions Renewal Guide

14 Important plan details FutureScripts is an independent company providing pharmacy benefits management services for Independence Blue Cross. Independence vision benefits are administered by Davis Vision, an independent company. An affiliate of Independence has a financial interest in Visionworks. Independence Blue Cross dental benefits are administered by United Concordia Companies, Inc., an independent company. Guardian Group Accident Insurance, Cancer Insurance, Critical Illness Insurance, Hospital Indemnity Insurance, Life Insurance and Disability Insurance are underwritten by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. These products provide limited benefits. Plan documents are the final arbiter of coverage. Accident Insurance Policy Form #GP-1- AC-IC-12 Cancer Insurance Policy Form #GP-1-CAN-IC-12 Critical Illness Policy Form #GC-CI-11 Hospital Indemnity Policy Form #GP-1-HI-15 Term Life Insurance Policy Form #GC-Life-15-1.0 AD&D Policy Form #GC-ADD-15-1.0 Voluntary Term Life Policy Form #GP-1-R-ADCL1-00 Short Term Disability Form et al.; #GP-1-STD-15-1.0 Long Term Disability Form #GP-1-LTD-15-1.0 et al. 2017-42586 (exp.6/19). International health insurance is provided by Blue Cross Global, a brand owned by the Blue Cross Blue Shield Association, a national federation of 36 independent, community-based and locally-operated Blue Cross and Blue Shield Companies. GeoBlue is the trade name of Worldwide Insurance Services, LLC (Worldwide Services Insurance Agency, LLC in California and New York), an independent licensee of Blue Cross Blue Shield Association and is made available in cooperation with Blue Cross and Blue Shield Companies in select service areas. The Tuition Rewards program is provided by College Tuition Benefit. Tuition Rewards® Points represent a “guaranteed minimum scholarship,” redeemable for discounts on undergraduate tuition at participating 4-year private colleges and universities, starting with the freshman year. Points must be submitted at time of application. Participating colleges reserve the right to include Tuition Rewards® as part of the financial aid package. Tuition Rewards® are limited to a maximum per student of up to one year’s tuition, spread evenly over 4 years, or as contractually agreed. Tuition Rewards® are remitted solely as a reduction to the participating college’s full tuition bill – NOT awarded in cash. Information in this brochure is current at the time of publication and is subject to change.


2018 Blue Solutions Renewal Guide
To see the actual publication please follow the link above