Health plans designed for flexibility and savings

If your employer has provided health insurance plan options from Independence Blue Cross (Independence), you’re in good company — one in three Americans have coverage through a Blue plan.

As an Independence member, you’ll have access to the region’s largest network of health care providers. In fact, 96 percent of hospitals and 93 percent of doctors are part of our network. Our health plans cover all ten required Affordable Care Act (ACA) essential health benefits — like doctor visits, preventive care, hospital stays, emergency services, and more.

But, getting and staying healthy means a lot more than just medical care and our members enjoy a wide range of benefits and value-added extras.

Member benefits and value-added extras

In addition to the health coverage provided through your insurance plan, you also have access to easy, online well-being tools, our free IBX app, and special perks and discounts to help you make healthy lifestyle choices.

Explore our member resources.

Comparing different health plans

You probably have a lot of questions about how different plans compare and which one is best for you and your family. Your company’s Benefits Administrator can share information about all of the options so you’ll have a better picture of what plans are available.